Mortgage rates are ever changing. They fluctuate throughout the day. Click here for a basic mortgage calculator.
It is a good idea to get started on your financing early. A good lender can give you advice as to how to get yourself in the best position to get the best rate and terms. There are a number of factors that effect a home buyer’s ability to secure financing. Everyone’s financial picture is different. We can help direct you to the best suited lender for you. Some factors that effect rate and terms include: established credit history, your credit score, income, the type of employment you have, length of employment, amount and source of down payment, the amount of documentation you have and your debt to income ratio.
It is imperative to meet with your real estate agent so that we can help you to meet with the right lender for your needs. Connecting with the right lender can save you hundreds of dollars in origination fees and thousands of dollars over the life of the loan.
Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA, and PMI. Add your location for more accurate estimates.